How We Budget: The Four-Branch System

Only one third of Americans use a detailed budget to manage their monthly finances. Just under two-thirds of Americans can’t handle a $500 emergency, essentially living paycheck-to-paycheck. If you don’t budget and/or are living paycheck-to-paycheck, don’t fret. Improving your situation is easier than you think - especially with the right resources.




Your Debt is an Infestation

Let's imagine something, shall we? Imagine you're in your backyard with family or friends. There are small children running around and everyone is enjoying a nice cold beverage. The sun is shining. All of a sudden, a hornet lands on your drink and starts crawling inside.


Talent is Overrated

Everyone Starts at Zero

We’re loyal fans of the HGTV show “Fixer Upper”. It’s incredible to see the transformation in these homes that have seemingly lost all their value. They deliver magazine-quality design, bringing new life to the house and the neighborhood. Some lucky people get all the talent, right? Maybe not…