Our Not-So-Thrifty Past

Our life hasn’t always been about minimalism, financial discipline, and living out our dreams. We spent the better part of a decade acting as mindless consumers, wasting money and worse along the way. Shocking? Maybe not. Join me on a walk down memory lane as I expose our not-so-thrifty past.

Nothing New Year: Month 5 Update

It’s been another interesting month in our pursuit of making it through the year without buying anything new. To say that we have a lot going on is an understatement, but we’re still doing our best to keep on-track :)

Rent vs Buy for the FI

(Financially Independent)

As we’ve been speeding toward closing on our house and downsizing into a rental, I’ve been thinking a lot about how we’d make the rent versus buy decision if we were already financially independent. There are lots of great articles in the personal finance world that examine the trade-offs between renting and buying but I haven’t yet stumbled across one that looks at it from the perspective of someone who’s already covering all their expenses from retirement savings accounts. Let’s fix that.

Big Barriers to Living Smaller

This was a big week for our family. We accepted an offer on our 1900 square-foot house and signed a lease to move into an 1166 square-foot apartment! We’ve been planning on downsizing for some time and are excited to finally be there. One of the biggest surprises we had in this process was how hard it is to find smaller places to live in our area, especially as a family of five.