Four Devious Marketing Tactics (and How to Defeat Them)

You can hardly open your eyes these days without being bombarded by advertisements. By some estimates, we are exposed to around 3500 advertisements every day. In a world that’s constantly telling you that you need to spend more, the best defense is to understand the tactics marketers use and immunize yourself against them.

Read the rest...

The Ultimate Refinancing Spreadsheet Calculator

There are lots of online mortgage refinancing calculators for “normal” people. Thrifty rockstars like you and I might feel a bit left out though because most calculators don’t include our particular situations. If you find that’s the case, my “Ultimate Refinancing Calculator” might just be what you’re looking for.

Read the rest...

Chris's headshot


I'm Chris

I'm on a mission to get our family debt-free (including our mortgage) by 2020.

We're getting there through frugality, minimalism, and a whole bunch of awesome spreadsheets.

More about me...

Sign up for the weekly Keep Thrifty update


As featured on Rockstar Finance, Lifehacker, The Penny Hoarder, The Street,, U.S. News and World Report, and MSN Money