Just a couple years ago, we were wasting thousands of dollars every year and had no idea how to make things better. Now, we’re riding a financial high; our spending is at an all-time low and our net worth is up 25% over the last twelve months. What changed? What allowed us to get where we’re at today?
It’s the Sunday after Thanksgiving and the holiday shopping season has officially kicked off. With cyber Monday just around the corner, it’s easy to get sucked into the world of “stuff” and miss the spirit of the season. Here’s what we did this week to keep fighting the good fight and focus on being truly thankful this holiday season without busting our budget.
I’m a proud member of the Oregon Trail Generation, a subset of the Millennials defined by, among other things, a fond memory of the game The Oregon Trail from my time in the computer lab at school. This game wasn’t just great for teaching kids how to use computers though. If you were paying attention, you picked up some awesome lessons about money and real life.
Only one third of Americans use a detailed budget to manage their monthly finances. Just under two-thirds of Americans can’t handle a $500 emergency, essentially living paycheck-to-paycheck. If you don’t budget and/or are living paycheck-to-paycheck, don’t fret. Improving your situation is easier than you think - especially with the right resources.
Hey Thrifters - I’ve got a treat for you this week: a guest post from Mystery Money Man. Mystery Money Man and I have been chatting for a while and he recently hosted a post of mine on how debt is like a nest of hornets. Now he’s got a great post for me to share with you on how frugality and procrastination may actually be able to live together in harmony in your financial life.
I'm on a mission to get our family debt-free (including our mortgage) by 2020.
We're getting there through frugality, minimalism, and a whole bunch of awesome spreadsheets.