Your Debt is an Infestation

Let's imagine something, shall we? Imagine you're in your backyard with family or friends. There are small children running around and everyone is enjoying a nice cold beverage. The sun is shining. All of a sudden, a hornet lands on your drink and starts crawling inside.

Talent is Overrated

Everyone Starts at Zero

We’re loyal fans of the HGTV show “Fixer Upper”. It’s incredible to see the transformation in these homes that have seemingly lost all their value. They deliver magazine-quality design, bringing new life to the house and the neighborhood. Some lucky people get all the talent, right? Maybe not…

Chris's headshot


I'm Chris

I'm on a mission to get our family debt-free (including our mortgage) by 2020.

We're getting there through frugality, minimalism, and a whole bunch of awesome spreadsheets.

More about me...

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As featured on Rockstar Finance, Lifehacker, The Penny Hoarder, The Street,, U.S. News and World Report, and MSN Money