Your Debt is an Infestation

Let's imagine something, shall we? Imagine you're in your backyard with family or friends. There are small children running around and everyone is enjoying a nice cold beverage. The sun is shining. All of a sudden, a hornet lands on your drink and starts crawling inside.

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Talent is Overrated

Everyone Starts at Zero

We’re loyal fans of the HGTV show “Fixer Upper”. It’s incredible to see the transformation in these homes that have seemingly lost all their value. They deliver magazine-quality design, bringing new life to the house and the neighborhood. Some lucky people get all the talent, right? Maybe not…

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How to Become Twice as Happy with Half as Much

How would you react if you were told you that you had to give up half of your stuff? TVs, clothes, cars, and even dinnerware. Does it sound terrifying? Would you believe me if I told you doing this could make you even happier than you are today?

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I'm Chris

I'm on a mission to get our family debt-free (including our mortgage) by 2020.

We're getting there through frugality, minimalism, and a whole bunch of awesome spreadsheets.

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As featured on Rockstar Finance, Lifehacker, The Penny Hoarder, The Street,, U.S. News and World Report, and MSN Money